Homeownership is priceless. So many memories are created when you choose your neighborhood. All children know are their parents, their school and friends. Therefore, maintaining adequate mortgage protection insurance will help your family keep their home should something happen to you. The economy is very volatile right now. If you’ve purchased a home, the last thing you want to do is have to consider putting it up for sale because you didn’t plan to be out of work due to a disability or even death after long term care.
Our mortgage protection program will help you to protect your home and your family in case of premature death, disability, or require long-term care.
In this video, you will learn:
- How to protect your family from ever losing their home.
- The surprising reason for more than half of mortgage foreclosures.
- Why even two income households can lose their homes.
- The importance of mortgage protection to your financial security.
- Several examples of how successful people lose their homes.
Compare our plan to the traditional marketplace’s:
American Classic Agency, Inc. Offers You the Best Deal!
| OUR PLAN THROUGH ACA | TRADITIONAL MARKETPLACE PLAN | |
|---|---|---|
| Flexibility | You structure your plan to meet your needs. | The mortgage determines the structure. |
| Choice | You choose your beneficiary. | The mortgage holder is the beneficiary. |
| Security | The death benefit goes to your family; they choose how to use it. | The death benefit automatically goes to the mortgage holder. |
| Protection | The death benefit does not decrease. | The death benefit generally decreases with the outstanding mortgage debt |
| Portability | You can take your plan with you when you sell your home or refinance. | A traditional mortgage plan is generally tied to a specific mortgage. |
| Cash Value | If you choose a universal life policy, your plan can build cash value for the future. | Traditional mortgage plans do not build any future value. |
| Living Benefits | Riders can provide access to your death benefit in the event of a terminal, chronic, critical illness, Critical Injury and Alzheimer’s Disease | No living benefits |
| Optional Riders | Optional riders can provide benefits in case of disability or unemployment. | No disability or unemployment benefits |
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How Can We Help?
You don’t have to figure it out alone. We’ll help you. Schedule a consultation today.