Living Benefits

 

LIVING BENEFITS & CASH YOU DONT HAVE TO DIE TO USE

Many plans can pay off your home if you die prematurely and also have a number of benefits available to you while living.

 

REAL CONCERNS FOR REAL PEOPLE

  • Each year about 795,000 people suffer a stroke (American Heart Association 2012)
  • One in 4 deaths in U.S. are due to cancer (American Cancer Society 2012)
  • 2016 1.2 million Americans will have a coronary attack (American Heart Association 2012)

If you become sick or injured and cannot work, many plans offer a disability income rider that will make your house payments for you if you are unable to work.

LIVING BENEFITS

If you become terminally ill, chronically ill, critically ill, or suffer a critical injury, some programs provide access to the benefit. For instance, if you are diagnosed with:

  • Terminal Illness: Diagnosed with a specific period of time to live
  • Chronic Illness: Need nursing home or in home care
  • Critical Illness: Such as cancer, heart attack, stroke, ALS, cystic fibrosis and many other specified illnesses
  • Critical Injury: Such as suffered a coma, major burns, traumatic brain injury, or paralysis